Know Your Credit Score

As a small business owner, it’s important to be up to date with your finances. MWBEzone.com has grants for Financial Assistance. A grant may be a good alternative to a loan, especially if your credit is questionable.

A credit score determines your business’ credit worthiness. So, not only does it affect your likelihood of acquiring loans, but the extension of credit lines. Furthermore, large corporations require a business credit score minimum for contracts.

According to Experian, your business credit score can influence the following:

  1. The size of the loan and interest rates
  2. Premiums
  3. The determination of suppliers extending credit terms

Your business credit score will be based on your credit, public records, and demographic information. 

If you have a poor credit score, look at grants at MWBEzone.com. You will find grants for operating costs, education, equipment and more. Check out some of the following Financial Assistance grants:

Grants to USA, Canada, and International Retired Professional Boxers to Assist with Financial Hardships

Deadline: 09/15/2016

Grants to USA Individuals with Paralysis to Purchase Recreational Sports Equipment

Deadline: 09/30/2016

Grants to South Ohio Nonprofits, Schools, and Individuals for Education, Financial Assistance, and Human Services

Deadline 1: 09/30/16; Deadline 2: 12/31/16

Income Tax Credits to New York City Businesses that Relocated Operations to New York City after July 2003

Deadline: 06/30/2017

Grants to New Mexico Individuals for the Purchase of Medical Equipment for Disabled Children

Deadline: Ongoing

Grants to Nevada Individual Nursing Students to Continue Higher Education

Deadline: Ongoing

Financial Assistance to Canada Nonprofits and Businesses in Multiple Provinces to Expand Enterprises

Deadline: Ongoing

Lastly, consider crowdfunding for your financial needs. It’s free!

Crowdfunding Opportunities for USA, Canada, International Nonprofits, Individuals and Businesses

Deadline: Ongoing

It's important to know that grants are not totally a financial free for all!  The funding source will want to know your financial accountability. 

They will want answers to the following questions: Who manages the funds? What is their past experience? Who double signs the checks? What is the financial management procedure?  What amount of funds have you managed in the past? They might want to see some financial documents as well. 

So pay your bills on time and keep accurate records. 

MWBEzone.com

At MWBEzone.com, you will find grants for Small Business, Economic Development, and Capital Funding that you won’t find listed on GrantWatch.com. MWBEzone is a sister-site of GrantWatch, the search engine that gets results. 

Compare to the Competition

On MWBEzone.com, you'll find grants for small businesses. If you’re running a small business, try these 3 things and see how you compare to the competition:

  1. Commitment
  2. Resilience of spirit
  3. Fill a need

Commitment

Often, opening a business can be uncertain. Will I succeed right away? Will it take a while? How long? Will I fail altogether? These are all questions that will haunt you when opening a business, and thereafter. A business takes commitment. You must understand that your schedule may fill up or open up at a moment’s notice. You may need to put in extra hours at work – a lot of extra hours. A smart entrepreneur is brave enough to take on the responsibility.

Resilience

After getting committed, a business owner has to stay committed. William Hickson, a 19th-century poet said, “If at first, you don’t succeed – try again.” You’ve probably heard this old adage applied to many things. It rings true for success in business, too. For example, when making a sale, persistence is key. Likewise, when trying to grow a business, resilience is necessary. There will be failures and shortcomings but make a strong business plan (with the consultation of an expert) and stick to it.

Fill a Need

Last, it helps your business if your product or service fills a need. For example, I was out at lunch the other day and a delivery guy from a local restaurant delivery service came into the restaurant to pick up a meal for someone. My friend commented “They really filled a need in the market.” This was true. There was a need to get food delivered from restaurants that didn’t traditionally have delivery services. An entrepreneur identified the need and filled it!

If you’re a small business owner, consider applying to some of the following grants.

Grants to Brookings, South Dakota Nonprofits and For-Profits for Events to Promote Tourism

Deadline: 10/01/2016

Grants to Kentucky Farmers, Nonprofits, and For-Profits to Expand Small Farm Operations

Deadline 1: 10/01/16; Deadline 2: 12/01/16; Deadline 3: 02/01/17; Deadline 4: 04/01/17

Grants to Nebraska Nonprofits, Agencies, and For-Profits for Environmental Education

Deadline: 10/07/16 

Grants to Lane County, Oregon Individuals, Groups, and Organizations for Arts and Cultural Activities

Deadline: 10/14/2016

Awards to Howard County, Maryland Individuals and Businesses for Exemplary Contributions to the Arts

Deadline: 10/26/2016

Grants to Biloxi Area, Mississippi Small Businesses for Activities to Support their Growth

Deadline: 10/27/2016

Grants to Washoe County, Nevada Vendors for Events that Promote and Benefit Local Tourism

Deadline: 11/03/16

Grants to Israel Nonprofits and Businesses to Develop Innovative and Successful Social Projects

Deadline: 12/01/16; LOI Date: 10/01/16

MWBEzone

MWBEzone.com is a place to find grants and awards for small businesses, individuals, researchers, teachers, and other categories. 

Infuse Our National Economy

Are you a small business looking for grants? Maybe your loans are drying up and business is a little slow. Get a grant to help boost your funds! MWBEzone is your source for individual and small business grants for minorities and women. Specifically, we have grants for small business for economic development from multiple states.

Economic Development

There are a lot of ways to infuse a nation’s economy. One of those ways is the growth of small businesses. Small business can be improved upon in multiple ways. This can be done through small business technical assistance programs or job skills training and retraining programs. There are grants available for both forms of improvement and more. Subscribe to GrantWatch.com and read the grants details of the following grants listed at MWBEzone.com.

Grant to a Delaware Nonprofit or For-Profit for a Web-Based Student Testing System

Grants and Tax Credits to Missouri Nonprofits and Businesses for Community Services and Revitalization

Grants to Connecticut Agencies and Businesses for Tie-Up Facilities for Recreational Boaters

Grants to Grand County, Utah Individuals, Businesses or Nonprofits to Increase Tourism

Grants to Kansas Nonprofits, Businesses for Preservation, Restoration of Historic Properties

Grants to Kansas Nonprofits, Businesses for Preservation, Restoration of Historic Properties

Grants to Maine Agricultural Producers for Farm Energy Conservation Assistance

Grants to Maine Nonprofits for Economic Development, Social Welfare and Community Enrichment

Grants to Miami Beach, Florida Nonprofits and For-Profits for Programs that Promote Local Tourism Year-Round

Grants to Montana Nonprofits and Businesses for Historical, Philosophical and Ethics Programs

Grants to Sweetwater County, Wyoming Nonprofits to Promote Tourism Locally
Grants to USA, Canada and International Nonprofits for Research that Benefits Latin Americans
Grants to USA, Canada, and International Research Institutions for Research on New Alzheimer's Drugs

Grants to Vermont Agencies, Boatyards, and Marinas to Improve Leisure Boat Facilities

Grants to Vermont Agencies, Marinas for New or Enhanced Leisure Boat Pumpout Stations

Grants to Washington, DC Nonprofits, For-Profits, and Agencies for Early Childcare Outreach and Resources

Grants to Washington, DC Nonprofits, For-Profits, and Public Agencies to Improve Childcare Quality

Grants to Yukon Nonprofits, Businesses, and Individuals for Tourism Professional Development
Prize to an EU or Foreign Individual, Organization, or Nonprofit for a Novel Medical Test
 

 

Economic Development

Read Economic Development from the State and Local Perspective by David J. Robinson. In this book, the author discusses how public to private partnerships and strategies originating from state and local levels help to create new jobs and reinvigorate the economy.  

GrantWatch.com

GrantWatch.com is a sister-site to MWBEzone and the primary grant search engine. Every grants at MWBEzone redirects you to a GrantWatch ID. In order to view the entire details of the grant, subscribe to GrantWatch for one of the pricing and plans. 

Entrepreneurship Do’s and Don’ts

 

 

 

 

 

 

 

As a small business owner, it is important to remember how you started. And if you’re a new business owner or want to open a business, it is important to know how to start. MWBEzone.com is where to find grants for small businesses and startups. Here are some pointers any entrepreneur can find useful:

1) Save!

Make sure that you have enough money for the present and the future. You have bills to pay and employees to compensate. Make sure you can afford at least 6 months of bills and paychecks into the future. Having this leeway gives you piece of mind and prepares you for lulls in business. Let’s say your income falls one month, as opposed to the month before. If you have the rent money saved, you can still afford to keep your storefront.

2) Eliminate Bad Employees

Don’t hesitate to do so. You are a brand and your employees are your brand’s face. If your face is marred, how does that make your brand look? Don’t wait to fire bad employees who reverse sales and do things like recommending your competitor! You can’t get rid of these guys fast enough. Make room for employees who will drive sales and don’t let your customer leave empty-handed.

3) Motivate Good Employees

On the flip side, provide adequate motivation for your top performing employees. Keep them challenged with incentives and compensate them. For example, providing commission is a great way to incentivize your workers. If they know money is on the line, they are sure to work harder, smarter, and faster. Remember to follow through on your promises of commission. Don’t tell them they will receive extra cash for a task and then change the task. Getting commission shouldn’t be a game of cat and mouse for your employees.

Introduction to Web Development Shaw Academy

 

 

4) Be Decisive

As a business owner, you will field all sorts of questions so, it’s important to be clear. When you answer a question about a service that you do not provide, it’s OK to say “no” and try to provide an alternative. If you are wishy-washy and unclear about whether or not you can help the customer, they will just be left confused. Most probably, they will return to ask you, again. In other cases, it is best to decisively say “yes,” when you do carry a product or service a customer asks about. No sense to beat around the bush, then, right? Make the sale!

5) The Customer’s Always Right

You may already know this but – live by it. If you failed to carry a product or provide a service that was promised, own up to it. Never enter a dispute with the customer. Provide possible dates the product or service will be available. And if a product or service was provided but, not to the customer’s satisfaction, ask how you can make them happy.

MWBEzone

MWBEzone is for small business owners and individuals across the nation. Originally, it was started for minority and women business owners but it has now become the go-to place for small business grants. Remember to search using the categories, geographic focus, and funding source.

Grants for Extracurricular Youth Activities

 

 

 

 

 

 

Are you a nonprofit, school, or other organization looking for funding for extracurricular activities for youth or sports and recreation?

Or, are you a small business or individual looking for funding for extracurricular activities for youth or sports?

Maybe you want to enhance learning, safety and health for youth; maybe you want to start a sports program; or maybe you need funding for classroom projects and field trips.

Benefits of Extracurricular Activities

Under the Youth/Out-of-school Youth category, you will find grants and awards suitable for you. According to More4kids, extracurricular activities benefit high school students in the following ways:

  1. Learning Time Management and Prioritizing
  2. Getting Involved in Diverse Interests
  3. Learning About Long Term Commitments
  4. Making a Contribution
  5. Raises Self Esteem
  6. Building Solid Relationship Skills
  7. Looks Great on College Applications

Microsoft

Additional Benefits

In a 2005 study, it was found that participation in extracurricular activities was related to better academic, psychological, and behavioral adjustment among high-schoolers. In another 2008 study, it was found that participation in organized activities was associated with higher grades. In addition, the value of the school or perception of the school’s importance for the future was enhanced.  Also, self-esteem and resiliency were improved upon; and engagement in risky behaviors became less frequent.

Organized Activities As Contexts of Development

Here is a special read for professionals who administer extracurricular activities for youth and develop youth policy: Organized Activities As Contexts of Development: Extracurricular Activities, After School and Community Programs by Joseph L. Mahoney, Reed W. Larson, and Jacquelynne S. Eccles. It discusses how organized youth activities help develop a sense of emotional, social, and civic responsibilities.  The book explains how it allows young people to develop skills in competencies that are overlooked by schools.

If you’re a small business or individual interested in getting funding for extracurricular activities for high schoolers or out-of-school youth, check out the following MWBEzone categories:

Youth/Out-of-school Youth

Secondary Education

About the Author: Staff Writer Writes for GrantWatch.com and its affiliates.

Grants for Farming and Agriculture

 

 

 

 

 

 

 

Are you in agriculture and looking for the appropriate grants? Check out MWBEzone.com for grants in Farming/Agriculture. There, you’ll find grants and awards for conservation activities, agricultural techniques, and continued education.

Agriculture

Agriculture was a driving force of human civilization. It was and is the practice of cultivating animals, plants, and other products for food. Without safe and effective farming and agriculture, we would not have food on our dinner tables. According to the USDA, the number one crop in America is corn. This is followed by cotton and wool.

If you’re considering starting an agricultural business, MWBEzone is also the place to be. We get many calls from people wanting to start up farming or agricultural businesses. So, if you fall into that category, check out the grants and awards we have listed.

Microsoft

 

 

Grants and Awards

At MWBEzone.com, you will find relevant grants and awards for established agricultural organizations and startups. For example, here are some contracts available now:

Grants to Wyoming Agricultural Producers to Enhance Crop Production and Conserve Water

Deadline: 08/01/2016

Awards to Indiana Farmers for Outstanding Agricultural Techniques and Community Service

Deadline: 08/01/2016

Grants to Kentucky Individual Farmers for Resources and Continued Education in Agriculture

Deadline 1: 08/01/16; Deadline 2: 10/01/16; Deadline 3: 12/01/16; Deadline 4: 02/01/17

How to Get FREE Government Grant Money for Almost Anything

To learn more about how and where to apply for grants, check out How to Get FREE Government Grant Money for Almost Anything: How to get free government grants and money. This book explains that the US government gives what it calls $300 billion worth of free money to taxpaying citizens. In addition, it gives billions to private businesses and foundations.

MWBEzone.com

MWBEzone.com was originally intended for women and minorities. Today it now lists grants for both genders and all small businesses in conjunction with GrantWatch.com. For a subscription to MWBEzone.com/GrantWatch.com, check out the pricing and plans page. We recommend the one year subscription at $199 because it is the biggest bang for your buck.

About the Author: Staff Writer writes for GrantWatch.com and its affiliates.

A Generous Individual Offers 3 Free Subscriptions

 

 

 

 

 

 

 

 

 

 

Pam Thomas, a generous individual of Chattanooga, Tennessee, is offering to sponsor three (3) free subscriptions to GrantWatch.com! She raised enough money, in a group effort at her church, The Rock Metropolitan Community Church. Each subscription is a $78 value for a 3-month subscription.

Why?

When asked why she chose to give something away, Pam answered that she sees a lot of poverty in Chattanooga. She noticed the costs to have access to grants and understood that people in inner city or rural areas may not have the funds for the service.

“They don’t have the opportunity to apply for grants and I want to help,” she said.

She sited that she sees a lot of homeless and disabled while volunteering at her local church. In fact, GrantWatch.com lists a related grant:

Intensive Business Course and Mentoring Program for USA Veterans with Disabilities

Deadline: Ongoing

GrantWatch

Pam had been looking for opportunities to help her fellow man and met with her Mayor. She recited to the Mayor, the old adage,

“Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime.” Particularly, Pam wants people to have funds to start a business. She thought GrantWatch.com would be the opportunity for that.

GrantWatch.com does list grants for startups. Normally, you have to be a paid subscriber to do an advanced search for this, but we will link them here.

Who?

Pam wants to give her subscriptions to members of 3 specific groups:

  1. The LGBT community
  2. The African American community
  3. Veterans

Pam is a member of the LGBT community, herself.

She sees where the disparities are and admits, “There is not a lot of opportunity for LGBT individuals.”

She feels the same way about gangs. She identified the area surrounding her church in Chattanooga, as a poor African American neighborhood. They are riddled with gangs and feels that if an individual had an opportunity, they could lift themselves out of the environment.

Veterans have also proven to her to be a group in need, in Chattanooga. While volunteering for her church in the winter, she gave away winter products and hygiene products and noticed that a considerable portion of the homeless population were veterans. She also has a close friend who was a member of the army and has struggled to find work after leaving.

“This is a way to give back to veterans.”

MWBEzone.com

MWBEzone.com is meant for minority and female individuals. Pam did not want to exclude females from her offer. She said that women can be a part of any of those groups. Grants at MWBEzone.com are linked to GrantWatch.com. So, a subscription at GrantWatch.com would enable you to apply for grants at MWBEzone.com.

Pam’s offer is open until all three subscriptions are taken. If you’re in the Chattanooga or north Georgia area and interested in her offer, call our office at (561)249-4129.

About the Author: Staff Writer also writes for GrantWatch.com and its affiliates.

Rikki Techie Tavi

Technology has come a long way. In the past 30 years, I have seen the transition from VHS to DVD to streaming; the transition from audio cassette to CD to mp3; the transition from cordless phone to cell phone to smart phone. Don’t even mention the changes my parents have seen. But are all these changes good? Of course they are! They make our lives easier. MWBEzone.com has grants for technology.

Teaching and Technology

Teaching applies the use of innovative technology. While I was introduced to a MOS operating system to do math problems in the 2nd grade, 1st graders are now using portable devices to practice math. But is it better? Well…maybe, maybe not.

According to Carnegie Mellon University,

A tool (no matter how technologically advanced) is measured by when, where, why, and how it can be used.

Standards

In this day, let’s agree there are technological standards that must be met for anyone. Internet is a must. Most places of education or employment are enabled with online portals that allow students/parents or employees to communicate with educators or administrative staff. This means every home or person has to be equipped with a computer, at least.

Be the Hero

Just like Rikki Tikki Tavi saved his owners by ingenuity, you can be Rikki Techie Tavi and help a community by bringing technological advancements. Maybe you are a technology educator, an individual, or working on a technology project to better your community. You could get improved technology in your classroom, get support for your individual interests, or find funding for your project. Search on MWBEzone.com.

Data Science Specialization from Johns Hopkins University

 

 

For example, here are some available grants:

Awards to USA High School Teachers and Advisers for Journalism, Media and Technology Education

Deadline: 07/09/2016

Grants to Canada Individuals and Production Companies to Create Digital Media Content

Deadline 1: 07/15/16; Deadline 2: 10/03/16

Grant to a Washington, DC Individual Youth for an Innovative Arts, Technology or Community Service Project

Deadline: 07/22/16

Grants to North Carolina Nonprofits and Universities for Technical and Commercial Development Projects

Deadline 1: 07/13/16; Deadline 2: 02/15/17

Grants to Illinois Nonprofits, Schools and Government Agencies to Install Solar Electricity

Deadline: 07/19/16

 

 

 

 

 

 

 

 

 

 

 

Rikki-Tikki-Tavi

If you want to own the story of Rikki Tikki Tavi, check out Jerry Pinkney’s illustrations of Rudyard Kipling’s classic story, Rikki-Tikki-Tavi. It is a timeless masterpiece that has been passed down from generation to generation.

 

 

 

 

 

 

 

 

 

 

 

The Second Machine Age

Or, if you want to learn more about how technology causes reinvention in our lives and in our economy, read The Second Machine Age: Work, Progress, and Prosperity in a Time of Brilliant Technologies by  Erik Brynjolfsson and Andrew McAfee of MIT. The authors identify one strategy for survival among all the changes as reformulating education.

MWBEzone.com

So, if you are working towards technological advancements for your educational system, community or the population at large, check out the available grants on MWBEzone.com.

About the Author: Sabeen is currently an MPH student with a background in Mass Communications. She writes for GrantWatch.com and its affiliates.