A Generous Individual Offers 3 Free Subscriptions

 

 

 

 

 

 

 

 

 

 

Pam Thomas, a generous individual of Chattanooga, Tennessee, is offering to sponsor three (3) free subscriptions to GrantWatch.com! She raised enough money, in a group effort at her church, The Rock Metropolitan Community Church. Each subscription is a $78 value for a 3-month subscription.

Why?

When asked why she chose to give something away, Pam answered that she sees a lot of poverty in Chattanooga. She noticed the costs to have access to grants and understood that people in inner city or rural areas may not have the funds for the service.

“They don’t have the opportunity to apply for grants and I want to help,” she said.

She sited that she sees a lot of homeless and disabled while volunteering at her local church. In fact, GrantWatch.com lists a related grant:

Intensive Business Course and Mentoring Program for USA Veterans with Disabilities

Deadline: Ongoing

GrantWatch

Pam had been looking for opportunities to help her fellow man and met with her Mayor. She recited to the Mayor, the old adage,

“Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime.” Particularly, Pam wants people to have funds to start a business. She thought GrantWatch.com would be the opportunity for that.

GrantWatch.com does list grants for startups. Normally, you have to be a paid subscriber to do an advanced search for this, but we will link them here.

Who?

Pam wants to give her subscriptions to members of 3 specific groups:

  1. The LGBT community
  2. The African American community
  3. Veterans

Pam is a member of the LGBT community, herself.

She sees where the disparities are and admits, “There is not a lot of opportunity for LGBT individuals.”

She feels the same way about gangs. She identified the area surrounding her church in Chattanooga, as a poor African American neighborhood. They are riddled with gangs and feels that if an individual had an opportunity, they could lift themselves out of the environment.

Veterans have also proven to her to be a group in need, in Chattanooga. While volunteering for her church in the winter, she gave away winter products and hygiene products and noticed that a considerable portion of the homeless population were veterans. She also has a close friend who was a member of the army and has struggled to find work after leaving.

“This is a way to give back to veterans.”

MWBEzone.com

MWBEzone.com is meant for minority and female individuals. Pam did not want to exclude females from her offer. She said that women can be a part of any of those groups. Grants at MWBEzone.com are linked to GrantWatch.com. So, a subscription at GrantWatch.com would enable you to apply for grants at MWBEzone.com.

Pam’s offer is open until all three subscriptions are taken. If you’re in the Chattanooga or north Georgia area and interested in her offer, call our office at (561)249-4129.

About the Author: Staff Writer also writes for GrantWatch.com and its affiliates.

Rikki Techie Tavi

Technology has come a long way. In the past 30 years, I have seen the transition from VHS to DVD to streaming; the transition from audio cassette to CD to mp3; the transition from cordless phone to cell phone to smart phone. Don’t even mention the changes my parents have seen. But are all these changes good? Of course they are! They make our lives easier. MWBEzone.com has grants for technology.

Teaching and Technology

Teaching applies the use of innovative technology. While I was introduced to a MOS operating system to do math problems in the 2nd grade, 1st graders are now using portable devices to practice math. But is it better? Well…maybe, maybe not.

According to Carnegie Mellon University,

A tool (no matter how technologically advanced) is measured by when, where, why, and how it can be used.

Standards

In this day, let’s agree there are technological standards that must be met for anyone. Internet is a must. Most places of education or employment are enabled with online portals that allow students/parents or employees to communicate with educators or administrative staff. This means every home or person has to be equipped with a computer, at least.

Be the Hero

Just like Rikki Tikki Tavi saved his owners by ingenuity, you can be Rikki Techie Tavi and help a community by bringing technological advancements. Maybe you are a technology educator, an individual, or working on a technology project to better your community. You could get improved technology in your classroom, get support for your individual interests, or find funding for your project. Search on MWBEzone.com.

Data Science Specialization from Johns Hopkins University

 

 

For example, here are some available grants:

Awards to USA High School Teachers and Advisers for Journalism, Media and Technology Education

Deadline: 07/09/2016

Grants to Canada Individuals and Production Companies to Create Digital Media Content

Deadline 1: 07/15/16; Deadline 2: 10/03/16

Grant to a Washington, DC Individual Youth for an Innovative Arts, Technology or Community Service Project

Deadline: 07/22/16

Grants to North Carolina Nonprofits and Universities for Technical and Commercial Development Projects

Deadline 1: 07/13/16; Deadline 2: 02/15/17

Grants to Illinois Nonprofits, Schools and Government Agencies to Install Solar Electricity

Deadline: 07/19/16

 

 

 

 

 

 

 

 

 

 

 

Rikki-Tikki-Tavi

If you want to own the story of Rikki Tikki Tavi, check out Jerry Pinkney’s illustrations of Rudyard Kipling’s classic story, Rikki-Tikki-Tavi. It is a timeless masterpiece that has been passed down from generation to generation.

 

 

 

 

 

 

 

 

 

 

 

The Second Machine Age

Or, if you want to learn more about how technology causes reinvention in our lives and in our economy, read The Second Machine Age: Work, Progress, and Prosperity in a Time of Brilliant Technologies by  Erik Brynjolfsson and Andrew McAfee of MIT. The authors identify one strategy for survival among all the changes as reformulating education.

MWBEzone.com

So, if you are working towards technological advancements for your educational system, community or the population at large, check out the available grants on MWBEzone.com.

About the Author: Sabeen is currently an MPH student with a background in Mass Communications. She writes for GrantWatch.com and its affiliates.

Educational Grants for Minorities

 

 

 

 

 

 

 

 

With a 62.7% increase of minorities enrolled in 4-year universities, studies show minorities are still underrepresented in higher educational institutions. Grants are available at MWBEzone.com for individual minorities and on GrantWatch.com for IHE, Institutes for Higher Education looking to provide minority higher education programs to increase the involvement of minorities in higher education activities.

Minorities More Prominent

According to the National Center for Education Statistics, in the fall of 1998, 6,228,052 white students enrolled in 4-year universities compared to 1,983,275 minorities. Fast forward to the fall of 2008 when 7,269,860 white students enrolled in 4-year universities compared to 3,226,979 minorities. There was a 62.7% change from 1998 to 2008 among minorities enrolled in 4-year universities. This is a huge improvement.

Differences Are Still Apparent

Representative differences are still apparent. For instance, only 27% of the population enrolled in 4-year universities in the fall of 2008 were minorities compared to the 60% majority of white enrollees. Plus, research evidence points to the fact that minority, low-income, and first generation populations, are worried about acquiring debt through school.

Business and Financial Modeling from the Wharton School

 

 

Grants are an award and are non-repayable. If you’re an IHE or an individual minority looking to fund your education, search for grants for higher education and for minorities at GrantWatch.com or MWBEzone.com.

(We add new grants daily)

Higher Education and the Color Line

With grants like these, minorities can fulfill their dreams of higher education. Let’s raise the percentage of minorities enrolling in 4-year universities, together! To learn more about the political climate of education in America, read the following book: Higher Education and the Color Line: College Access, Racial Equity, and Social Change by Gary Orfield, Patricia Marin, and Catherine L. Horn. In this book, the authors discuss the racial conversion in higher education as well as basic occlusions that maintain racial hierarchy in postsecondary education.

MWBEzone and GrantWatch

Both are search engines that have categories for grants for minorities and women. There, you can find grants that fit under a variety of categories. If you’re an IHE looking to support the education of minorities and women, check it out!

About the Author: Staff Writer writes for GrantWatch.com and its affiliates.

Sources:

Marketing Grants for Small Businesses

Marketing your product is vital in the business world. At MWBEzone.com, you can find grants that help enhance the marketability of products or improve marketing strategies for businesses. MWBEzone.com is a site dedicated to minorities and women, especially those with small businesses, where you may search from hundreds of grants to select the right one for you.

MWBEzone advanced search for marketingMarketing 101

Sounds like a college class, right? Well, there are a few things your business can pick up from a marketing class. According to SBA.gov, there are two overseeing principles to marketing:

  1. Because you must reel in customers and keep them in order to grow, all of your codes and actions should be aimed at gratifying the needs of your customers.
  2.  Profitable sales are more valuable than maximum sales.

To successfully apply these principles, a business should do the following:

Conduct Market Research

Market research is most easily conducted through customer questionnaires. Questionnaires and surveys are used across the world by many different businesses.  Even industries like public health use surveys to discover problems in the delivery of healthcare. When conducting market research, be aware of the local economic climate and look into the market strategies of your competitors.

Develop A Market Strategy

A Marketing strategy focuses on a group of customers better served by you than by your competitors. The strategy should be directed to unmet customer needs with the most possible profitability.

Foundations of Mobile App Development Shaw Academy

 

 

Complete Target Marketing

Target marketing is best suited for small businesses rather than large corporations. By focusing on a few key market segments, small investments can reap the most return. There are 2 types of segmentation used in target marketing:

  1. Local segmentation
  2. Consumer segmentation

Local segmentation is the specialization of serving a population within a certain geographical location. Consumer segmentation is the identification and targeting of a group of people most likely to buy your product. When considering consumer segmentation, think of the characteristics a person interested in your product would possess.

Identify A Market Mix

Every marketing program has the following four keys:

  1. Products and Services
  2. Promotion
  3. Price
  4. Distribution

Marketing Program

Together, all of the aforementioned elements create a marketing program. You can alter and apply them as you progress. As your data and results change, you must remember to adjust your business accordingly.

Free Marketing

For a cost-effective marketing lesson, check out the following book: Free Marketing: 101 Low and No-Cost Ways to Grow Your Business, Online and Off by Jim Cockrum. In this book, Mr. Cockrum gives small businesses more than 100 ideas to help bring in money, without a significant marketing budget.

MWBEzone.com

So, if you’re a small business looking to grow your marketing sector, check out MWBEzone for grants for small businesses. Conduct an advanced search with the keyword “marketing” and check out all the results.

About the Author: MWBEzone Staff Writer writes for MWBEzone.com, GrantWatch.com and its affiliates.

Sources:

Children Are Like Sponges – Early Development and Grants

 

 

 

 

 

 

You’ve probably heard “Children are like sponges.” According to Laura E. Berk, author of Exploring Lifespan Development, 3rd Edition, there is a surge in neuronal development between the ages of 2 and 6. During this age range, a child’s mind is like a sponge. If you’re a minority or woman who works in early childhood development, check out the grants available at MWBEzone.com. You may find some Head Start grants that can be beneficial to you!

neuronal -Any of the impulse conducting cells that constitute the brain, spinal column, and nerves in vertebrates…

Head Start

Head Start and Early Head Start sponsors grants in multiple states for low-income children under the age of 3. And, according to the CDC: parents, health professionals, educators, and others play pivotal roles in the health and development of a child in the early years of his or her life. There are social, emotional and educational needs that must be met. Low-income children often-times are not able to attend pre-school.

Head Start and Early Head Start emphasizes the roles parents play in their children’s lives and engages parents in their children’s learning. Head Start also provides support to the parents by engaging them in their own educational and employment goals. So, if you’re a nonprofit with programs for low-income early childhood development and low-income employment services, take the first steps toward becoming like a Head Start agency. Grants are available at MWBEzone in all low income regions.  Here is a sample of these grant listings:

Grants to Hallandale Beach, Florida Public School Teachers to Improve Pre-K-12 Education

Deadline: 11/30/16

Grants to Broward County, Florida Teachers for Projects in STEM, Early Childhood Literacy, and Arts Education

Deadline: 11/30/16

Early Development

From the age of 2 to 6, a child’s mind is literally like a sponge soaking up all needed nutrients for proper development. At the same time, there is an understandable a growth in cognitive ability. According to the CDC, by age 3, children should show developments in social and emotional, language/communication, cognitive, and movement/physical areas. For example, a 3-year old should show a wide range of emotion; name most familiar things; work toys with buttons, levers and moving parts; and run easily.

What’s Going on in There?

If you’re more interested in learning about childhood development, check out the following book: What’s Going on in There?: How the Brain and Mind Develop in the First Five Years of Life by Lise Eliot. In the book, Eliot discusses what techniques are most effective at prompting cognitive development; how cognitive development differs based on gender; and how nutrition, stress, physical factors and social factors come together to make permanent marks on a child’s brain.

MWBEzone

Remember if you are a for-profit to check out preschool early childhood grants at MWBEzone.com. Non-profits should check out the preschool early childhood grants at GrantWatch.com for valuable grants for early childhood development. Find these grants by selecting “Children” in categories including your geographic focus and funding source.

About the Author: Staff Writer writes for GrantWatch.com and its affiliates.

The Color Wheel vs Visual Spectrum – Artists Need Funding

I have been creating art competitively since I was a young girl. I am near 30 now and if you can believe it or not, it wasn’t until recently that I learned the artist’s color wheel! Shading came naturally to me as I studied realism. I never really thought about color. I just used black. This may be appalling to a skilled artist but I admit, I come from a formal science background. I learned white was the reflection of all the colors in the visual spectrum and black was the absorbance of all of them. If you’re an individual artist, check out grants at MWBEzone.com. One of the most important parts of being an artist is being a business man or woman.

ROYGBIV

If you’ve studied physics too, you’re familiar with ROYGBIV. If you haven’t, this may sound like gibberish. ROYGBIV is an acronym for colors that are visible by the human eye: Red, Orange, Yellow, Green, Blue, Indigo, and Violet. Physicists look at color as reflections of high or low frequency light.  Reds and oranges are low frequency; blues and violets are high frequency. Infrared light is so low frequency, and Ultraviolet light is so high frequency, they exist outside the visual spectrum.

The Color Wheel

Artists look at colors as complementary or not. But, they too, acknowledge the visual spectrum. To put it simply, imagine what is known as “Indigo” on the electromagnetic spectrum is known as blue-violet. I recently learned that blue, yellow and red were artist’s primary colors. This means that no other colors can combine to make these colors. And confusingly, for physicists, primary colors are red, green and blue. These are defined as the colors which, when combined, reflect white. So naturally, then I learned the artist’s color wheel, I was befuddled.

For an artist, the secondary colors are orange, green, and violet. These are created when combining two primary colors. For a physicist, secondary colors are a combination of 2 primary colors, as well. It’s just, the colors that result are different: Red and green make yellow! Red and blue make magenta! And blue and green make cyan! For an artist, blue and green simply make blue-green. For physicists, colors are the reflection of light at wavelengths approximately from 400-700 nm.

Secret Language of Color

If you’d like to learn more about how color is viewed in this natural world, check out the following book: Secret Language of Color: Science, Nature, History, Culture, Beauty of Red, Orange, Yellow, Green, Blue, & Violet. In this book, you will learn about the physical and chemical definition of color.

Shading and Tinting

I recently did an exercise where just by using the ARTIST’S primary colors, I created tinted and shaded colors. This means, I lightened or darkened the primary and secondary colors by adding white or adding complementary colors. Shading in the art world leads to brown, not black! As you recall, I was shading by adding black! This was a physicist’s way of thinking. The proper way of shading is to add the complementary color. So now, when I want to shade a large green leaf (my favorite subject is foliage), I will add red, not black.

MWBEzone

As an artist who’s displayed at a handful of venues, I’ve also learned that every artist is their own business man or woman.  MWBEzone is particularly meant for minorities and women in business. If you’re an artist, check out MWBEzone for grants for individuals. There are numerous grants geared towards individual artists.

About the Author: Sabeen is currently an MPH student with a history in Mass Communications. She is currently writing for GrantWatch.com and its affiliates.

Sources:

Minorities and Women, Listen Up!

 

 

 

 

 

 

As a woman and a minority myself, I know how difficult it can be to be taken seriously. It’s discouraging when it seems that people just see you for your skin color or appearance and don’t care about what you have to say. Statistics show that while there are  a great many women and/or minority businesses opening, just as many seem to fail. Funding is also an issue, when minorities and women are denied credit, despite having good financial standing. But, there is hope!

If you’re a minority or female business owner, MWBEzone.com has small business grants categorized by geographic focus and interests. Within the categories, you will see 50+ categories from Aging/Seniors to Youth/Out-of-School Youth. Under Geographic Focus, you can choose your state. And under Funding Source, check out the type of funding source (or select all).

Starting a Business – According to the SBA, United States Small Business Administration

10 Steps to Starting a New Business:

1) Write a Business Plan

2) Get Business Assistance and Training

3) Choose a Business Location

4) Finance Your Business

5) Determine the Legal Structure of Your Business

6) Register a Business Name (“Doing Business As”)

7) Register for State and Local Taxes

8) Obtain Business Licenses and Permits

9) Understand Employer Responsibilities

10) Find Local Assistance

Concerns

The concerns of a minority and/or woman-owned business are some of the same concerns as that of a non-minority or a non-woman owned business. “Will clients come? Will they appreciate what I have to offer? Will my employees respect me?” But these concerns are magnified because the difference in personnel is obvious.

Women-owned businesses represent a significant portion of the population. According to the SBA Office of Advocacy, “…The percent of female business owners remains fairly stable at 36.0 percent in 2012, as compared to 35.9 percent in 2007.” An Issue Brief reported that despite their economic significance, women and minority owned companies are smaller and rake in less profit than their male or non-minority competitors.  They also have a lower survival rate.

According to the SBA, this may be because minorities are disproportionately denied credit, despite strong business credit scores, personal wealth, and revenues. For women, credit denials are more erratic, depending on the year. But both minorities and women reported feeling discouraged to apply for credit.

There is a way around this: MWBEzone.com. Instead of taking out a line of credit or a loan, fund your business with grants or government contracts. Our CEO, Libby Hikind, recommends borrowing a limited amount of money from your family, then reinvesting in your business. Libby advised,

“It’s a good idea to start small and do the grunt work. Good businesses start in garages and back porches. This is because you need to keep your expenses and budget low to start a business, so your profit margin is high enough that you can eventually hire people to work for you.”

GrantWatch.com and all its affiliate websites are women owned businesses. Libby began what is now called GrantWatch.com in her garage! From 2010 to 2014, she was without any employees. Before that, she and her daughter, Elana, did all the work; from contacting clients to posting grants. Any money they earned was put back into the business.

And, according to Barbara Smith of the Blake & Milford Daycare Center in Brooklyn, New York, she started off with loans but couldn’t have survived without grants. She said,

“As long as there is funding available, I know I’ll be OK. Without the two grants I have, I wouldn’t have the qualified teachers and the staff that I have.”

Barbara attributes her growth to grants. Without them, she wouldn’t have been able to establish benefits for her staff such as opportunities for a 401(k). She also confirmed that as a minority woman, she found it challenging to find start-up funding.

Certifications

There are multiple types of certifications for small businesses. One is Minority Owned Businesses or MBE, and another is Women-Owned Businesses or WBE. According to one source, minority group members include US citizens who are Asian, Black, Hispanic and Native American.  Certification with the NMSDCs (National Minority Supplier Development Council) is done at the local or regional level.

Some of the benefits of becoming MBE certified are the following:

  • Access
  • Business Opportunity Fairs
  • Customized executive education
  • Networking opportunities

A woman-owned business is identified as a business that can show evidence that at least 51% or more of the business is women-owned and managed. Certification as a WBE is available through the National Women’s Business Council. According to NWBOC.org, certification is important for the following two reasons:

  • Most purchasing agencies have programs for doing business with female business owners
  • Many publicly-held corporations and larger private corporations track and have programs for doing business with women-owned vendor companies

The Minority and Woman-Owned Small Business Guide to Government Contracts

If you are trying to obtain a government contract for your small business you can hire a business consultant or start reading.  Here is one guide: The Minority and Woman-Owned Small Business Guide to Government Contracts: Everything You Need to Know to Get Started. In this book, you will learn some of the following: why you would apply for government contracts, and how to get started. Use the steps in this book to help you navigate through some paperwork.

MWBEzone

We hope this article has been informative for you. If you are looking to start a new business or to help support an existing one, go to MWBEzone.com and search for grants! It is easy to use and straightforward. Once you’ve located grants you want to know more about, remember to subscribe to one of the pricing plans (on GrantWatch.com) to get full access to both MWBEzone and GrantWatch.com to see the entire grant or contract!

About the Author: Sabeen is currently an MPH student with a history in Mass Communications. She is currently writing for GrantWatch.com and its affiliates.

Sources:

https://www.sba.gov/starting-business/how-start-business/10-steps-starting-business
http://www.nmsdc.org/mbes/mbe-benefits/

Bottomless Closet – Meet the New Executive Director

Bottomless Closet is a nonprofit organization operating in New York City. It works to serve disadvantaged women to prepare for the workforce. It helps these women transition from unemployment and public assistance to employment and independence. There are many women who attest to its impact on their lives. It has helped these women build core proficiencies for success, increase self-confidence, and boost self-esteem. Bottomless Closet has transformed the potential and vision of these women tremendously.

What Does Bottomless Closet Do?

Once she has a job interview scheduled, a woman is referred to Bottomless Closet through a network of partner organizations. Then, the woman gains access to the many services of Bottomless Closet including resume review/preparation, interview coaching, and a broad workshop series. The name of Bottomless Closet comes from one of their unique services: the selection of quality clothes for interviewing. Women particularly love this service. Melissa Norden, newly appointed Executive Director says,

"People walk in with their heads bowed down and walk out with a greater sense of self-worth."

In addition to a makeover and curriculum, a female client with the Bottomless Closet organization is entitled to a one-on-one resume and interviewing prep session. This is often invaluable for women. According to Melissa, this is an integrated process. Volunteers work with people to prepare their resume and go through potential interview questions. Some people have a more up-to-date resume than others; but the interview prep and boutique visit, take about one and a half hours. Women learn tips on interviewing that can serve them for years.

Follow up

Bottomless Closet doesn't stop there. There is a workshop series available after you leave your session at Bottomless Closet. It covers how women can develop professionally, manage finances, and enrich their personal lives. As an added incentive, Bottomless Closet offers two certificate programs to enhance a woman's resume, but it is not required. The workshops are offered over 3 trimesters beginning in January, April, or September. Each trimester is 3 months long. The workshops include the following topics:

  • Goal Setting
  • Budgeting
  • Insurance, Taxes, Annuities
  • Debt Reduction
  • Writing A Will
  • Student Loans
  • Saving For Retirement
  • Investing
  • Buying A Home
  • Helping Your Child Succeed In School
  • Budget Travel
  • Book Club, and
  • Theater Outings

This is not a comprehensive list of the workshop series covering Professional Development, Financial Management, and Personal Enrichment. To see how these workshops are divided into each category, visit the Workshop Curriculum page of bottomlessclosetnyc.org. Clients are encouraged to participate in as many workshops that interest them. 

Melissa Norden

Melissa Norden stepped in as the Executive Director of Bottomless Closet on March 28, 2016. She has a lengthy and impressive resume, serving with the American Society for the Prevention of Cruelty to Animals (ASPCA). At the ASPCA, Norden served as Senior Vice President, Chief of Staff and General Counsel. While she was there, the ASPCA boomed. During her career there, she managed a $150+ million budget and a staff of over 700. She also oversaw the creation of a new grant program that allocates $15+ million annually across America. About the transition to Bottomless Closet, Norden had the following to say:

"I am thrilled to serve Bottomless Closet, where we help transform women’s lives with clothing, insider tips, and empathy, all of which work together to instill confidence and a sense of dignity that will be invaluable in their job searches and future careers." 

A Model Program

Norden informed us that Bottomless Closet works through referral partners in the 5 boroughs. Those agencies help the individuals get interviews, then Bottomless Closet prepares them. The partnering agencies are well-established colleges, the YMCA, and other charities. To see a list of referral-partners, go to www.bottomlessclosetnyc.org and click on Referral Partner, then Referral Partner Finder. 

What I Wish EVERY Job Candidate Knew

To get some recommendations on how to interview well, check out the following book: What I Wish EVERY Job Candidate Knew: 15 Minutes to a Better Interview by Russell Tuckerton.  Tuckerton has spent 20 years interviewing and hiring people at multiple Fortune 500 companies. This book gives you insight into the other side of the table at a job interview. Get out of your head!

MWBEzone

If you're woman, you should check out available grants and federal contracts at MWBEzone.com. Choose from the Categories, Geographic Focus, and Funding Source. Under categories, you should choose Financial Assistance, Women, and Workforce. MWBEzone is a search engine specifically for minority and women-owned businesses. This will lead you to all related grants. You may be able to find grants for individuals whom are looking to improve their career status. 

For instance, I found the following two results when I searched for the aforementioned categories:

Scholarships to Mercer County, New Jersey Women to Attend Higher Education Programs While Working

Deadline: 06/15/16 

Grants to Brattleboro, Vermont and Rhinebeck, New York Nonprofits and Working Women in Need of Support

Deadline: 07/01/16

Remember to sign up with a pricing plan at GrantWatch.com in order to view the entire grant or contract. 

About the Author: MWBEzone Staff Writer with contributions from Melissa Norden.

Sources: